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Last Updated: Sep 14th, 2008 - 22:35:57 |
Recent research suggests that a large number of people are travelling abroad without proper travel insurance cover. But if these people knew what the consequences might be then they would think twice about it.
You don't just need to be taking part in a dangerous sport or skiing to put yourself at risk of injury. Accidents and illness can strike anyone just when you least expect it. Travel insurance companies will tell us that they deal with dozens of serious ski injury claims during the ski season and hundreds of other claims for serious injuries sustained during the summer holidays.
Amongst many other things, a good travel insurance will cover you against the cost of repatriation back to the UK by air ambulance if the medical emergency service deem it necessary. Think of the cost of being flown from the top of a mountain whilst skiing if you break a leg. This is covered too !
What happens if a relative falls seriously ill or even dies whilst you are on holiday? You may want to return to the UK earlier than planned. Of course, there is the cost of the return flights to the UK - this will be covered too on a good travel insurance policy.
What happens if you have to cancel your holiday because of illness, accident, redundancy or the death of a close relative? Your tour operator may not give you a refund if you cancel your holiday, but if you are insured then you will be able to claim the cost back that you have lost.
All these things could cost you a fortune if you don't have adequate travel insurance cover, but when you add on other benefits such as medical expenses, loss of bags, money, delayed baggage, personal liability, travel delay, personal accident benefits and legal expenses cover, the small cost of taking out travel insurance can easily be justified. As with all insurance it's not until you need it that you are glad you have got the cover, but many people will testify that you should not be without it.
Obtain a quote for cheap travel insurance
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